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« Does closing a card affect your FICO® score? | Main | FICO® Score Facts: Do you have to revolve a credit card balance to get a really good FICO® score? »

03/11/2009

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I have a question. I understand that 15% of my credit score is credit history. If I work with a consumer credit counseling service and my creditors close my cards, doesn't that lower my score because it will affect my credit history?

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